Mi Credit is Xiaomi’s official platform offering the most convenient and secure way for Indian users to get access to instant loans with low interest rates. The maximum loan amount is ₹100,000. The process is completely digital, hassle-free and can be completed while sitting at home, office or while commuting with the help of your mobile phone. The app is currently available to Xiaomi smartphones through Google Play. Soon will be opened to all Android phones.

It is easy to get money in real time using Mi Credit in a few quick steps.

Here are the simple steps:

1. Install the Mi Credit App from Google Play and register with your mobile number.
2. Add your PAN card details by scanning and uploading.
3. Add your current address by scanning and uploading your current address proof (Aadhaar Card / Passport / Driving License / Voter ID).
4. Click and upload your selfie to get the loan eligibility.
5. Complete profile and provide your bank account details to facilitate the transaction.
6. Loan amount up to ₹100,000 will be deposited in your bank account quickly.

Dreams come true!

Mi Credit provides the support you need to turn your dreams into a reality and make exciting possibilities come true. We believe in the Xiaomi vision of “Innovation for everyone, leading to a better tomorrow”, fulfilling the philosophy - Money, when you need it, in its truest sense.

Great thanks to all hard-core Mi fans who have helped us to test our app before release. We really appreciate it!

For any support or help, please reach out to our Customer support.
For any queries, you can contact us at 1800-258-6286 between 9 am to 11 pm from Monday to Sunday. Also, you can email us at service.in@xiaomi.com